Money shouldn’t be a problem.

It should be a solution.

To me, financial success is maximizing your opportunities to securely meet your needs and those of your loved ones, while being prepared for life’s inevitable challenges. I can help you do that. It starts with a conversation.

Let’s work together
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About David Seemungal — Insurance and Investment Advisor in Ontario

Hello, I’m David Seemungal.

For over 34 years, I’ve helped individuals, families, professionals, and small business owners in Ontario build and protect their net worth, minimize taxes, and create lasting legacies through strategic insurance and investment planning.

I take the time to understand what matters most to you, because your goals are my goals.

Personalized Financial Planning for Individuals and Families

I work closely with clients to address life transitions and long-term financial well-being. Whether planning for retirement, protecting your family with life or critical illness insurance, or simply seeking clarity, I’ll help you make confident decisions about your future.

Strategic Insurance and Succession Planning for businesses and professionals

For business owners, incorporated professionals, and corporations, I provide guidance on:

Succession and retirement planning for owners and key employees

Corporate life insurance and estate planning, Tax-efficient strategies to preserve business value to secure your legacy.

Community Involvement

I have a lifelong commitment to giving back. I’m:

  • A member of Malvern Presbyterian Church

  • A former volunteer with Agincourt Community Services Association

  • A past President and long-time Board Member of the Rotary Club of North Scarborough

  • A current Board Member of the Palliative Care Society of Trinidad & Tobago

Let’s Start With a Conversation

It all begins with a no-obligation call to determine whether we’re a good fit — and how I can support your goals.

“I pride myself on being approachable, ensuring I have addressed my clients’ priorities and helping them uncomplicate life.”antoandabd


Moneytrends

Our Services

For Individuals

Our core focus is helping families explore and implement better strategies and solutions for better wealth outcomes. We’ve worked with many wealthy families and who have complex financial lives, circumstances and strategies.

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For Businesses

At Money Trends we have business solutions to meet many of the complex needs as noted on this page. Please book a meeting with me to discuss how we can lessen your business risk, fund buy-sell agreements, help with succession planning or establish an employee benefit and retirement plan.

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For Investments

Different investors have different investment needs and objectives. We recognize that while you want to grow your investments, you may not have the time or perhaps the expertise to do it on your own.

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MONEYTRENDS

MISSION

My mission is to help families, professionals, and business owners experience well-being, have money when they need it, and leave a legacy they can be proud of.

Every conversation we share is an opportunity to change your life — or your business and family’s future — for the better.

I don’t just offer insurance or investments.
I offer peace of mind.
I offer security for families, professionals, and businesses.
I offer confidence in the future, turning uncertainty into stability.

Together, we’re not just building an insurance policy or an investment portfolio.
We’re building legacies.

DAVID D. SEEMUNGAL EPC
Senior Insurance and Investment Advisor, Business Development Manager & Business Coach to Advisors.
VFG Financial Group